How withdrawals work in the US
Getting paid at a licensed US sportsbook involves two steps: the sportsbook approves the withdrawal, then the payment provider moves the money. The first step depends on the book's internal checks; the second on the method. E-wallets such as PayPal and Venmo are typically the fastest, online banking and ACH transfers take longer, and paper checks or bank wires can take several days.
Your first withdrawal is often the slowest, because the sportsbook needs to complete identity verification under state rules. Uploading a driver's licence or passport early, and making sure your account details match your bank or PayPal account, avoids most delays. Many states also require that withdrawals go back to the method you used to deposit, where possible.
Weekends and public holidays matter too. Sportsbooks may approve withdrawals around the clock, but banks process ACH transfers only on business days, so a request made on Friday evening through online banking may not arrive until the middle of the next week. E-wallet payouts are less affected by banking hours.
Payout times compared
The quoted withdrawal times differ more than the ranking order suggests. BetRivers quotes the fastest: within 30 minutes with PayPal and Venmo. bet365 quotes 1 to 4 hours with PayPal, Venmo and Trustly. BetMGM quotes within 24 hours with Visa, PayPal, Venmo and Play+.
BetMGM still ranks first because this list combines speed with reliability and overall quality, and it has the highest payouts rating (9.1) in our US reviews alongside the widest range of withdrawal options, including Play+ and cash at a casino cage. If speed is your only concern, BetRivers' quoted times are the shortest, while bet365 offers a good balance of quick e-wallet payouts and the best odds of the three.
Taxes and records
Gambling winnings are taxable income in the US at the federal level, and many states tax them too. Keep a record of your withdrawals and download your annual win/loss statement from the sportsbook. Quick access to winnings is convenient, but taking money out regularly is also one of the simplest ways to keep your betting within budget.